EFTPOS
EFTPos stands
for Electronic Funds Transfer Point of Sale.
It is the same as direct debit in that it allows the retailer to debit a consumer's
bank account using their debit card. Currently in Australia, retailers are not using
Chip and Pin,
but most of the machines at the cash counter will allow you to enter a pin number
if you have it. If not, then you will have to brush up again on your
signature.
Check out this Wikipedia
page for more details on EFTPOS